tag:blogger.com,1999:blog-8831951504205975496.post4258708445421880647..comments2023-12-13T08:03:27.280-08:00Comments on FOCUS ON ECUADOR - Our Adventure in Cuenca Ecuador Through My Lens!: HEALTH CARE IN ECUADOR - IESS HEALTH INSURANCE - Our first IESS Doctor Appointment!!Anonymoushttp://www.blogger.com/profile/03218571411311922097noreply@blogger.comBlogger13125tag:blogger.com,1999:blog-8831951504205975496.post-22284837249543982782017-09-11T10:28:30.191-07:002017-09-11T10:28:30.191-07:00Several mini tests and an x-ray later.....I have a...Several mini tests and an x-ray later.....I have a cracked tooth. If I had to guess, it happened about a month ago when Bossy was having a tantrum and hit is head into my jaw. <a href="https://www.rezeptfrei-online.com/" rel="nofollow">rezeptfrei </a><br />jadehttps://www.blogger.com/profile/13835847777966515522noreply@blogger.comtag:blogger.com,1999:blog-8831951504205975496.post-54608897294312746442014-08-15T16:02:01.515-07:002014-08-15T16:02:01.515-07:00Thank you Mike,
For your story - and for finding t...Thank you Mike,<br />For your story - and for finding this post helpful regarding IESS Insurance. Unfortunately, we cannot plan not to get sick . What we can plan for our family is to have the insurance that will see us through those unexpected illnesses. I'm thankful we live in a country and area where we can become healthier because of the wonderful foods available to us, and also because of the exercise and healthier lifestyle. However, this is all a personal choice. We can all become correctly informed if we do our research and ask the right questions to the right people. There is no reason not to have the medical resources available to us here if we plan wisely.<br />Get well soon and may your testimony of the reality of your sudden illness and emergency hospitalization become positive and helpful information for others forging their way here. Bo and I have found the residents here to be helpful and encouraging - and when we take responsibility to do our homework we usually get our answers. My advice to others reading this - Plan ahead and be ready for any medical emergency that comes along. <br />Sincerely,<br />LindaAnonymoushttps://www.blogger.com/profile/03218571411311922097noreply@blogger.comtag:blogger.com,1999:blog-8831951504205975496.post-55604813491850035082014-08-15T09:49:59.486-07:002014-08-15T09:49:59.486-07:00My saga continues as Mt. Sinai holds my documents ...My saga continues as Mt. Sinai holds my documents in lieu of something. My insurance carriier said they made arrangements with the hospital but they reneged on the deal. It will be officially a miscommunication. I learned that the local government reads these blogs and was quite upset over two in particular. This is not a place you can say what you want. For example I could not tell you to avoid a hospital even if I backed it up, in fact I cannot even tell you events.<br />You explanation on the IESS was great. I know three others who are in a similar situation as me, actually worse because of residency issues underlying their inability to get IESS. Right now I am walking a razor's edge because I have no financial reserves. So I would advise 3 things to anyone in EC or thinking of EC. 1. Don't get sick. If you are healthy you will be able to see the beauty of the trees. 2. You must have a credit card to help you in any hospital emergency so if you are healthy and wealthy read no more you can look at the tree. I have a dear friend who only sees the tree while I see the guy standing behind it. 3. As soon as you get here, get insurance and the residency. This reminds me of the 60's in the US when ERs refused patients wo funds. I understand the argument, the methodolgy is the issue.<br />Other suggestions are the 'buddy system' and close friends. I think the expats need to devise a plan to protect our health. So many come here unprepared and receive information that does not assist them or maybe no information given will assist them. We are strangers in a strange land ( Heinlein, sorry) and we must do the adjusting.<br />Once I get my strength back I hope to suggest some protections for all who live here.I have a blog site I will dedicate to this information.<br /><br />Mike W.https://www.blogger.com/profile/13331738387911198202noreply@blogger.comtag:blogger.com,1999:blog-8831951504205975496.post-12730298493867456892014-08-14T19:43:46.815-07:002014-08-14T19:43:46.815-07:00Hi Sue,
Let me know what you questions are, and I ...Hi Sue,<br />Let me know what you questions are, and I will be happy to answer them only from what I know and have experienced signing up for and using our IESS insurance. <br />Sincerely,<br />LindaAnonymoushttps://www.blogger.com/profile/03218571411311922097noreply@blogger.comtag:blogger.com,1999:blog-8831951504205975496.post-86151367815201871142014-08-14T18:16:28.446-07:002014-08-14T18:16:28.446-07:00Hi Linda and Bo:
I live in Quito and always try ...Hi Linda and Bo: <br />I live in Quito and always try to read GT in Cuenca for the 3 years I have lived here in EC. Lots of useful and helpful info here. I appreciate your clarity and your story about signing up, waiting periods, getting services, etc.in the IESS system. I have had lots of problems with the computer system and need to sign up asap. Iam single and have sort of given up trying. Can you PM me at sueb4bs@yahoo.com and tell me the ropes? In late August I will be back home in QUito and have to get signed up then. Can you help me? <br /> Many thanks...<br /><br />Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-8831951504205975496.post-74496183709649599092014-08-13T19:49:25.843-07:002014-08-13T19:49:25.843-07:00Hi,
Not sure who this is - but thanks for your com...Hi,<br />Not sure who this is - but thanks for your comment and glad you have your IESS covering you now. We do not do auto-pay here for any of our bills. We would rather pay monthly ourselves. We go to the Western Union caddy corner to the IESS building on Gran Columbia and pay our IESS monthly (due by the 15th - we pay by the 10th). Yes, do your appointments so you are in the system and have a go-to doctor. If you request a doctor near your area, they will accommodate you - they did us. Best to you, whoever you are!!!! Do we know you???<br />Sincerely,<br />LindaAnonymoushttps://www.blogger.com/profile/03218571411311922097noreply@blogger.comtag:blogger.com,1999:blog-8831951504205975496.post-36905457198908455822014-08-13T17:57:22.686-07:002014-08-13T17:57:22.686-07:00Thanks for sharing, Bo & Linda. And glad to he...Thanks for sharing, Bo & Linda. And glad to hear that it's nothing too serious, Bo. Take good care, amigos : ) We're just finishing our 3-month waiting period. We managed to do the signup part on our own--just a little back and forth/confusion when it came time to pay our premium as I was unclear on a minor detail--but all went really well. We'll try our first appointments this coming month. Did you opt for auto-debit from your bank account or are you paying in person each month? We tried to set up auto-debit starting this month but it didn't work (yet). Not sure why--perhaps just be a timing issue, perhaps we just missed the cutoff date when we set it up. Will have to look into it. In any case, thanks for encouragement and support to all. Appreciate everyone's insights!Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-8831951504205975496.post-21931385259827044342014-08-13T15:15:47.721-07:002014-08-13T15:15:47.721-07:00Hi Mike,
I was troubled to read about your illness...Hi Mike,<br />I was troubled to read about your illness and hospital confinement - and I pray you are home and healing. I assume from your comment that you are not covered by IESS? I am very interested to know more about this "bug we all carry" and also what health insurance you are covered by that the hospital would not recognize - or did they just want the full 100% and then have you deal with the reimbursement? Lots of questions. Bo is well, just some routine concerns that we want to address before they escalate. Thank you for your honest comment. I would like to know how you are recovering. It is important for all of us to know the best route to take when it comes to our health insurance and care here in Cuenca. Your information and recommendations would be helpful. Feel free to comment with more on your personal experience so it can help others who read this post make informed decisions for their own insurance and health care needs. May God bless you with His divine healing,<br />LindaAnonymoushttps://www.blogger.com/profile/03218571411311922097noreply@blogger.comtag:blogger.com,1999:blog-8831951504205975496.post-79464588714963471382014-08-13T15:00:00.497-07:002014-08-13T15:00:00.497-07:00This is important information to know after what h...This is important information to know after what happened to me at Mt. Sinai hospital. The "happy " rule is not to have high expectations and don't have an emergency. The illness that took me down is something we all are carrying and most don't even about it. I didn't I hit the hospital floor with no blood pressure and although the care was good trying to leave though fully insured and paying the 20 percent was not good enough. So they confined to my room and had security sit on me. This was a nightmare that is apparently common in Cuenca. So the IESS is a must have and you must have everything at your fingertipslike phone numbers, friends to call. Getting blood is challenging, you must pay $65.oo to give your blood and then take it to the hospital. I will make recommendations that may solve this North American need after I get on my feet as well as explain the bug we all carry. Have to do more research because I don't know if what I was told is accurate although it has been confirmed by many. I hope all is well with Bo and am at your disposal if need be. Mike W.Mike W.https://www.blogger.com/profile/13331738387911198202noreply@blogger.comtag:blogger.com,1999:blog-8831951504205975496.post-60635603251100359192014-08-12T16:11:15.808-07:002014-08-12T16:11:15.808-07:00Hi Gary,
Yes, if you link back to my BLOG, you are...Hi Gary,<br />Yes, if you link back to my BLOG, you are welcome to post this article. Let me know.<br />LindaAnonymoushttps://www.blogger.com/profile/03218571411311922097noreply@blogger.comtag:blogger.com,1999:blog-8831951504205975496.post-35084102904133469562014-08-12T16:06:49.203-07:002014-08-12T16:06:49.203-07:00Thank you, Paulette.
LindaThank you, Paulette. <br />LindaAnonymoushttps://www.blogger.com/profile/03218571411311922097noreply@blogger.comtag:blogger.com,1999:blog-8831951504205975496.post-25450195015939365962014-08-12T15:54:27.277-07:002014-08-12T15:54:27.277-07:00Apparently it doesn't like Google+. I was aski...Apparently it doesn't like Google+. I was asking for your permission to repost your article on WelcomeToEcuador.ca. Gary Joneshttp://www.welcometoecuador.canoreply@blogger.comtag:blogger.com,1999:blog-8831951504205975496.post-66138079705504484892014-08-12T09:00:53.659-07:002014-08-12T09:00:53.659-07:00Praying for Bo's health, that all goes well. ...Praying for Bo's health, that all goes well. Thank you for your post. PaulettePaulettehttps://www.blogger.com/profile/00184246252516029162noreply@blogger.com